Debt

What recovery agents and collectors may and may not do, limitation periods and zombie debt, credit reports, and how to complain to the ombudsman in India and the United States.

Debt guides

2 guides

INDebt

Recovery agents at your door: what the RBI's rules let them do, and the three things they cannot

No calls before 8 am or after 7 pm, no visits to your workplace without consent, no threats. How to complain to the ombudsman when they cross the line.

By Ritu Sharma, Know Your Rights editor

5 min read

USDebt

Debt collectors and the clock: statutes of limitation, zombie debt and the payment that restarts everything

A collector can ask for time-barred debt but cannot sue for it. Paying a dollar can restart the clock in some states. What to say and what never to sign.

By Jordan Ellis, Know Your Rights writer

6 min read

Debt

Debt guides

Recovery agents at your door: what the RBI's rules let them do, and the three things they cannot

Debt collectors and the clock: statutes of limitation, zombie debt and the payment that restarts everything

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